Residential Valuation

Residential valuations are a vital aspect of any residential property transaction, whether it be a private individual, lender, Housing Association or Valuation Panel. Our valuations offer a professional opinion and peace of mind for a range of purposes, including Help-to-Buy, shared ownership, matrimonial, probate, pre-purchase, lending and taxation.

Our services across Staffordshire, South Cheshire and the surrounding areas

We are an RICS regulated firm so our valuations give you or your client clear and actionable advice.

Mortgage valuation

These reports are instructed by banks and financial institutions to advise them in the secured lending of money against a property. The report provides a concise summary of the characteristics of a property, any potential defects or areas of disrepair that may require further investigation, and a reasoned opinion of its value.

Private valuation

Often commissioned by a purchaser who does not require a mortgage, a residential valuation report is similar to a mortgage valuation. But, whilst the report comments on the general condition of a property, a buyer primarily uses the report as validation that purchase price is representative of market value. This type of valuation is also used for inheritance tax purposes, assessing capital gains tax liability and matrimonial matters.

Acting on behalf of local housing associations

Mounsey Surveyors provide valuation reports for the disposal of redundant properties, right to buy applications, shared equity ownerships and residential development sites.

Confidential advice

We also provide confidential, efficient advice according to the specific reporting requirements of our clients.

To discuss your residential valuation requirements please contact a member of our team on 01782 202294.